🏢 Employer Information
👤 Employee Information
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How to Generate a Free Pay Stub
- Enter your employer and employee information
- Add pay details — salary or hourly rate, pay frequency, and pay period dates
- Select your filing status and work state for accurate tax withholding
- Add any pre-tax deductions (health insurance, 401k, etc.)
- Preview your pay stub and print or save as PDF — completely free
Who Needs a Pay Stub?
👔
Employees
Proof of income for loans, rentals, or mortgages
🏗️
Contractors & 1099
Document income for tax filing and verification
💼
Small Business Owners
Generate pay stubs for your team without payroll software
🚗
Gig Workers
Track earnings from Uber, DoorDash, Upwork, and more
2026 Payroll Tax Rates
| Tax | Rate | Notes |
|---|---|---|
| Federal Income Tax | 10% – 37% | Based on income & filing status |
| Social Security | 6.2% | On wages up to $184,500 |
| Medicare | 1.45% | All wages (+ 0.9% over $200k) |
| State Income Tax | 0% – 13.3% | Varies by state (9 states = $0) |
Frequently Asked Questions
Is this pay stub generator really free?
Yes — 100% free with no hidden fees, no watermark, and no sign-up required. Generate as many pay stubs as you need. Features that other sites charge for — multiple professional templates and company logo upload — are completely free here.
Can I choose a template and add my company logo?
Yes. Choose from 4 professional pay stub templates (Classic Blue, Modern Slate, Minimal B&W, and Corporate Green) and optionally upload your company logo. Your logo is processed entirely in your browser and never uploaded to a server.
Is it legal to generate your own pay stub?
Generating pay stubs for legitimate personal record-keeping is legal. However, using a pay stub to misrepresent your income to a lender, landlord, or government agency is fraud and is illegal. Always ensure all information entered is accurate and truthful.
How do I save the pay stub as a PDF?
Click "Print / Save PDF" after generating your stub. In the print dialog, select "Save as PDF" as the destination. This works on all modern browsers on desktop and mobile.
Will lenders or landlords accept this pay stub?
This tool generates pay stubs for personal record-keeping only. Whether a lender or landlord accepts it depends on their specific requirements. For official income verification, contact your employer or a licensed payroll provider.
Pay Stub Guides by State
See your state's income tax rate, a take-home pay example, and pay stub requirements.
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See how much a salary is per hour and your take-home pay by state.
$X an Hour Is How Much a Year?
Convert an hourly wage to yearly pay — before and after taxes in your state.
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Freelancer & Gig Worker Guides
Don't get a pay stub? Learn how to document your income and build a free income verification packet.