Estimate your take-home pay after federal, state, and FICA taxes. All 50 states, 2026 tax tables.
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Your take-home pay (net pay) is your gross pay minus federal income tax, state income tax, and FICA taxes (Social Security and Medicare). This calculator uses the 2026 IRS tax brackets, the $184,500 Social Security wage base, and current state tax rates to estimate your paycheck after all standard deductions.
How accurate is this paycheck calculator?
This calculator provides a close estimate using 2026 federal tax brackets, FICA rates, and state tax rates. Your actual paycheck may differ slightly due to pre-tax deductions (401k, health insurance), additional withholding elections on your W-4, or local city taxes.
Which states have no income tax?
Nine states have no state income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. If you work in these states, your take-home pay is higher because no state tax is withheld.
What is the difference between gross and net pay?
Gross pay is your total earnings before any deductions. Net pay (take-home pay) is what remains after federal tax, state tax, Social Security, and Medicare are withheld. Net pay is the amount deposited into your bank account.
Open a version pre-set to your state — each one also shows what the same salary would leave you in every other state.